Dubba rao -II the central bank governor is again to be blamed for the luke warm to negative performance of indian economy. i am B.E.(distinction) from NIT, MBA -I di v, an illeterate person basically compared to the RBI governor. but illeterate guys like me can understand that maximum amount of sale in India & any country for that matter happen now through finance-houses,cars,consumer durables...... And D.R. completely ignores this fact. as soon as interest rates are made realistic & lowered in India, our economy will take off like a rocket. but till then we are at the mercy of D.R........